diff --git a/.github/actions/get-wordpress-plugin-versions/action.yml b/.github/actions/get-wordpress-plugin-versions/action.yml
new file mode 100644
index 0000000000..b5848a9869
--- /dev/null
+++ b/.github/actions/get-wordpress-plugin-versions/action.yml
@@ -0,0 +1,57 @@
+name: Get released versions for a WordPress plugin
+description: Action to return the released versions for a WordPress plugin
+
+inputs:
+  plugin-slug:
+    description: The WordPress plugin slug
+    type: string
+    required: true
+  version-count:
+    description: The number of released versions to return
+    type: number
+    default: '3'
+outputs:
+  versions-json:
+    description: The released versions for the plugin as a JSON array
+    value: ${{ steps.get-versions-json.outputs.versions-json }}
+  versions-text:
+    description: The released versions for the plugin as a newline-separated list
+    value: ${{ steps.get-versions-text.outputs.versions-text }}
+
+runs:
+  using: "composite"
+  steps:
+    - name: Get plugin info
+      id: get-plugin-info
+      shell: bash
+      env:
+        WP_PLUGIN_SLUG: ${{ inputs.plugin-slug }}
+      run: |
+        if [[ ! "$WP_PLUGIN_SLUG"  =~ ^[a-z]([a-z0-9]|-|_)*[a-z]$ ]];
+        then
+          echo "Invalid plugin slug: $WP_PLUGIN_SLUG"
+          exit 1
+        fi
+        curl -s "https://api.wordpress.org/plugins/info/1.0/$WP_PLUGIN_SLUG.json" > "$WP_PLUGIN_SLUG.json"
+
+    - name: Get versions as JSON
+      id: get-versions-json
+      shell: bash
+      # jq does the following:
+      # - filters the versions to only include x.y.z versions, i.e. ignoring beta, rc, and dev versions etc
+      # - groups the versions by the first two parts of the version number, i.e. major.minor
+      # - reverses the order of the versions, so the highest major.minor versions are first
+      # - limits the number of major.versions to the number specified in the version-count input
+      # - returns the last version for each major.minor version
+      run: |
+        echo 'versions-json<<EOF' >> $GITHUB_OUTPUT
+        cat ${{ inputs.plugin-slug }}.json | jq '.versions | keys | map( select( test("^\\d+\\.\\d+\\.\\d+$"; "s") ) ) | group_by( split( "." ) | .[0:2] | join( "." ) ) | reverse | .[0:${{ inputs.version-count }}] | [.[][-1]]' >> $GITHUB_OUTPUT
+        echo 'EOF' >> $GITHUB_OUTPUT
+
+    - name: Get versions in text format
+      id: get-versions-text
+      shell: bash
+      run: |
+        echo 'versions-text<<EOF' >> $GITHUB_OUTPUT
+        echo '${{ steps.get-versions-json.outputs.versions-json }}' | jq -r '.[]' >> $GITHUB_OUTPUT
+        echo 'EOF' >> $GITHUB_OUTPUT
diff --git a/.github/actions/get-wordpress-versions/action.yaml b/.github/actions/get-wordpress-versions/action.yaml
new file mode 100644
index 0000000000..c8c246ee2e
--- /dev/null
+++ b/.github/actions/get-wordpress-versions/action.yaml
@@ -0,0 +1,66 @@
+name: Get released versions of WordPress
+description: Action to return the released versions of WordPress
+
+inputs:
+  version-count:
+    description: The number of released versions to return
+    type: number
+    default: '3'
+
+outputs:
+  versions-json:
+    description: The released WordPress versions as a JSON array
+    value: ${{ steps.get-versions-json.outputs.versions-json }}
+  versions-text:
+    description: The released WordPress versions as a newline-separated list
+    value: ${{ steps.get-versions-text.outputs.versions-text }}
+
+
+runs:
+  using: "composite"
+  steps:
+    - name: Build cache key
+      id: build-cache-key
+      shell: bash
+      run: |
+        echo "cache-timestamp=$( date -u "+%Y%m%d%H" )" >> $GITHUB_OUTPUT
+
+    - name: Check WordPress version cache
+      id: check-wordpress-version-cache
+      uses: actions/cache@v4
+      with:
+        key: wordpress-versions-${{ steps.build-cache-key.outputs.cache-timestamp }}
+        path: .wp-version-cache
+        enableCrossOsArchive: true
+
+    - name: Get WordPress versions
+      if: steps.check-wordpress-version-cache.outputs.cache-hit != 'true'
+      id: fetch-all-wordpress-versions
+      shell: bash
+      run: |
+        mkdir .wp-version-cache
+        curl -s 'https://api.wordpress.org/core/version-check/1.7/' > .wp-version-cache/all-wordpress-versions.json
+
+    - name: Get WordPress versions as JSON
+      id: get-versions-json
+      shell: bash
+      # The jq filtering does the following:
+      # - extracts the offers array
+      # - filters the offers to keep only the version field for each entry
+      # - removes duplicate versions
+      # - groups the versions by the first two parts of the version number, i.e. major.minor
+      # - reverses the order of the versions, so the highest major.minor versions are first
+      # - limits the number of major.minor versions to the number specified in the version-count input
+      # - returns the last version for each major.minor version
+      run: |
+        echo 'versions-json<<EOF' >> $GITHUB_OUTPUT
+        cat .wp-version-cache/all-wordpress-versions.json | jq '.offers | [.[].version] | unique | group_by( split( "." ) | .[0:2] | join( "." ) ) | reverse | .[0:${{ inputs.version-count }}] | [.[][-1]]' >> $GITHUB_OUTPUT
+        echo 'EOF' >> $GITHUB_OUTPUT
+
+    - name: Get WordPress versions in text format
+      id: get-versions-text
+      shell: bash
+      run: |
+        echo 'versions-text<<EOF' >> $GITHUB_OUTPUT
+        echo '${{ steps.get-versions-json.outputs.versions-json }}' | jq -r '.[]' >> $GITHUB_OUTPUT
+        echo 'EOF' >> $GITHUB_OUTPUT
diff --git a/.github/workflows/php-tests.yml b/.github/workflows/php-tests.yml
index 3a54232db7..21c6a1b640 100644
--- a/.github/workflows/php-tests.yml
+++ b/.github/workflows/php-tests.yml
@@ -4,8 +4,37 @@ on:
   pull_request
 
 jobs:
+  get-woocommerce-versions:
+    runs-on: ubuntu-22.04
+    outputs:
+        woocommerce-versions-json: ${{ steps.get-released-woocommerce-versions.outputs.versions-json }}
+    steps:
+      - name: Checkout code
+        uses: actions/checkout@v4
+
+      - name: Get WooCommerce plugin versions
+        id: get-released-woocommerce-versions
+        uses: ./.github/actions/get-wordpress-plugin-versions
+        with:
+          plugin-slug: woocommerce
+          version-count: 3
+  get-wordpress-versions:
+    runs-on: ubuntu-22.04
+    outputs:
+      wordpress-versions-json: ${{ steps.get-wordpress-versions.outputs.versions-json }}
+    steps:
+      - name: Checkout code
+        uses: actions/checkout@v4
+
+      - name: Get WordPress versions
+        id: get-wordpress-versions
+        uses: ./.github/actions/get-wordpress-versions
+        with:
+          version-count: 3
+
   test:
     runs-on: ubuntu-22.04
+    needs: [ get-woocommerce-versions, get-wordpress-versions ]
     strategy:
       fail-fast:    false
       max-parallel: 16
@@ -16,20 +45,18 @@ jobs:
         include:
           # WooCommerce
           - woocommerce_support_policy: L
-            woocommerce: '9.8.1'
+            woocommerce: ${{ fromJson(needs.get-woocommerce-versions.outputs.woocommerce-versions-json)[0] }}
           - woocommerce_support_policy: L-1
-            woocommerce: '9.7.1'
+            woocommerce: ${{ fromJson(needs.get-woocommerce-versions.outputs.woocommerce-versions-json)[1] }}
           - woocommerce_support_policy: L-2
-            woocommerce: '9.6.2'
+            woocommerce: ${{ fromJson(needs.get-woocommerce-versions.outputs.woocommerce-versions-json)[2] }}
           # WordPress
           - wordpress_support_policy: L
-            wordpress: '6.7.2'
+            wordpress: ${{ fromJson(needs.get-wordpress-versions.outputs.wordpress-versions-json)[0] }}
           - wordpress_support_policy: L-1
-            wordpress: '6.6.2'
-          # WooCommerce 9.5.0+ requires WordPress 6.6+
-          # (we'll keep two versions from the 6.6 branch until Apr when WP 6.8 is released)
+            wordpress: ${{ fromJson(needs.get-wordpress-versions.outputs.wordpress-versions-json)[1] }}
           - wordpress_support_policy: L-2
-            wordpress: '6.6'
+            wordpress: ${{ fromJson(needs.get-wordpress-versions.outputs.wordpress-versions-json)[2] }}
           # PHP
           - php_support_policy: L
             php: '8.3'
diff --git a/changelog.txt b/changelog.txt
index d88fda66a7..48ca43432d 100644
--- a/changelog.txt
+++ b/changelog.txt
@@ -6,6 +6,7 @@
 * Fix - Fix payment method title display when new payment settings experience is enabled
 * Fix - Prevent styles from non-checkout pages affecting the appearance of Stripe element.
 * Fix - Send correct attribute when setting the default payment method.
+* Dev - Build dynamic WordPress and WooCommerce dependencies for unit tests
 
 = 9.5.1 - 2025-05-17 =
 * Fix - Add a fetch cooldown to the payment method configuration retrieval endpoint to prevent excessive requests.
diff --git a/readme.txt b/readme.txt
index 7d1ec99570..78681c320b 100644
--- a/readme.txt
+++ b/readme.txt
@@ -117,6 +117,7 @@ If you get stuck, you can ask for help in the [Plugin Forum](https://wordpress.o
 * Fix - Fix payment method title display when new payment settings experience is enabled
 * Fix - Prevent styles from non-checkout pages affecting the appearance of Stripe element.
 * Fix - Send correct attribute when setting the default payment method.
+* Dev - Build dynamic WordPress and WooCommerce dependencies for unit tests
 
 
 [See changelog for full details across versions](https://raw.githubusercontent.com/woocommerce/woocommerce-gateway-stripe/trunk/changelog.txt).